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Why use us?

We will shop the whole mortgage market on your behalf. The Lenders pay us commission unless you choose to pay a fee. If you do choose to pay a fee, this would usually be 0.5% of the loan amount.


Sometimes the ability to get the right answer from a Lender or the best deal is influenced by how the application is presented. We have the expertise to help get you best value for money. We can normally obtain an 'Agreement in Principle' for you in as little as one hour (depending on your situation).


Remortgages

If you are paying Standard Variable rate you can probably save money through a remortgage to another lender. Good value fixed rates, discounts, and capped interest rates are available with some other extra benefits such as:

Free Valuations
Free Legal Fees

It is possible to remortgage at no cost and save Hundreds of Pounds.

The main issue that will decide which deal is right for you will be what you want from your mortgage. It is unlikely that your situation is the same as it was when you first took out your current mortgage. You may have a little extra cash available to put towards reducing the number of years you will pay your mortgage for, or your family may have expanded meaning that your mortgage planning needs to be carefully looked at to make sure that you are able to balance your monthly budget.

The benefits of a remortgage could also apply to you if you want to: Consolidate credit card or loan debts, Borrow money for a car, holiday, or holiday home, Carry out home improvements at a rate that may be cheaper than a further advance from your existing lender or simply save money.

It may also be possible to borrow more than the value of your home. 

 

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Your home may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid: pay a fee, usually 0.5% of the loan amount; or we can accept commission from the lender.

The FSA do not regulate some forms of mortgage.




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About Mortgages Ltd is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. 

Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

About Mortgages Ltd Registered in England & Wales No 5170864.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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