We will shop the whole mortgage market on your
behalf. The Lenders pay us commission unless you choose to pay a fee. If
you do choose to pay a fee, this would usually be 0.5% of the loan
amount.
Sometimes the ability to get the right answer from a Lender or the best deal, is influenced by how the application is presented.
Whether First
Time Buyers or experienced Home Movers, many of our
customers have found it useful to know just how much they can spend
before they started looking for a new home. This is not just down to
how much a bank or building society will lend to you. Many people have a
monthly budget in mind and find it vital to know how much they could
borrow based on this. This can also be invaluable information to have
to hand when you are considering an offer for your current property.
We have the expertise to help get you best value for
money. We can normally obtain an 'Agreement in Principle' for you in as
little as one hour (depending on your situation) so
that whoever you are buying from will know that you are in a position to
proceed. This can also avoid the disappointment
further down the line of you being unable to obtain the amount you need
to buy the home of your dreams.
First Time Buyers
There are a number of deals giving excellent value for money with additional benefits for First Time Buyers such as: Free Valuations, No Arrangement fees charged, Adding legal fees and Stamp Duty to your mortgage debt.
In some cases you will be able to buy more than the house is worth to
help pay for home improvements, furniture or even just to take a holiday
to recover from the whole buying process!!
Moving Home
Because there are so many cheap mortgage deals it may
be possible to take on a larger mortgage than you have at the moment and
cost you less than you are currently paying. Many mortgage lenders offer
significant discounts, trackers, low fixed and capped rates as well as
flexible features to existing home owners looking to move home.
From 2007, the government plans to introduce
Home Information Packs. Find out
what they are and what they mean to you by clicking
HIPs.
About Mortgages Ltd
Registered in England & Wales No 5170864.
The guidance and/or advice contained within this website is subject
to the UK regulatory regime, and is therefore targeted at consumers
based in the UK.
Home Purchase
