We will shop the whole mortgage market on your
behalf. The Lenders pay us commission unless you choose to pay a fee. If
you do choose to pay a fee, this would usually be 0.5% of the loan
amount.
Sometimes the ability to get the right answer from a Lender or the best deal is influenced by how the application is presented. We have the expertise to help get you best value for money. We can
normally obtain an 'Agreement in Principle' for you in as little as one hour (depending on your situation).
Buy-to-Let Mortgages
Lenders are keen to lend in this market. Over the last few years, competition
has increased significantly. Mortgage deals at or below the Standard Variable Rate are available with competitive fixed and capped rates. Generally speaking lenders want to see a deposit of 15% of the purchase price of a property. They also want to see the mortgage cost covered by the rental income. There are many ways that we can help to present a mortgage proposition to get you the best value for money. There are lenders that are prepared to lend on
one or two properties, and some that will lend on a portfolio of properties. The portfolio lender can make matters easier if you need to sell one particular property or you need to free it from mortgage debt.
Find out the maximum amount you may be able to
borrow for a Buy to Let Mortgage based on a given
property value and monthly rental figure using our
Buy-to-Let Mortgage Calculator.
Calculate the minimum rental income a property would
need to produce to cover a Buy to Let mortgage based
on a given property value and deposit figure using our
Rent Stress Calculator
About Mortgages Ltd
Registered in England & Wales No 5170864.
The guidance and/or advice contained within this website is subject
to the UK regulatory regime, and is therefore targeted at consumers
based in the UK.
About... Buy-to-Let
