About... Secured Loans

If you’re looking for a secured (homeowner) loan, we can help. We have access to a number of leading secured loan lenders catering for a wide variety of circumstances. Don't spend ages applying to loads of different lenders, let us find the right one for you.

Unlike most secured loan brokers, we will not normally charge you a fee for arranging your secured loan. The only fees you need to pay are any that are charged by the lender.

What are secured loans?
A secured loan is a loan where your property is used as security, so secured loans often offer lower interest rates than unsecured loans because there is less risk to a finance company. The amount that can be borrowed differs from lender to lender and your individual circumstances.

Secured loans can normally be arranged for most legal purposes (such as home improvements, the purchase of a car etc) and, as the lender has the benefit of security, we can often find you a secured loan lender who will look favourably at your application even if you have been refused a personal loan or credit elsewhere.

Why choose a secured loan?
Although your home may be repossessed if you do not keep up repayments on a secured loan, a secured loan can often be arranged over a longer term than a personal loan, making the repayments more affordable. You may have Early Repayment Charges on your existing mortgage and need to find a cheap way to borrow the money until you can remortgage. You may be short of equity or need the funds to be available more quickly than is possible through a remortgage.

Secured Loans can also be useful for borrowing larger sums than are normally available as an unsecured personal loan.