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Introduction
About Mortgages Ltd respects each individual’s right to personal
privacy. We will collect and use information through our Web
site only in the ways disclosed in this statement. This
statement applies solely to information collected at About Mortgages
Ltd’s Web site.
This site does not automatically
collect or store personal information regarding it's users. The site
will log the IP Address and the Session information, such as the
duration of the visit and type of software used to access the site.
This data is used solely for the administration of the site for
statistical purposes and enable us to evaluate the services offered.
We do not use cookies for the collection of personal information,
however they may be used to store information regarding your visits to
the site, and to recall information previously entered by yourself for
the purposes of site interaction. This information will be stored on
your computer only and will not be collected, stored or processed by
us.
We may ask you for personal information in order to make available
specific services you wish to take part in such as newsletters, or
financial services. We will also use and retain such information
regarding regulated services in order to comply with the requirements
of the Financial Services Authority. This may include transmission of
information outside the European Economic Area. Where this is the
case, your information will be treated in accordance with the UK Data
Protection Act 1998.
Part I. Information Collection
About Mortgages Ltd collects information through our Web site at several points.
We collect the following information about primary visitors: Name,
Contact details and, in some cases, Financial information. This
information is only sent to staff within About Mortgages to help them
provide you with the services and advice requested and is never sold
or passed to 3rd parties for Marketing Purposes.
We may also collect name and contact
details which our users divulge about other people, such as referrals
or enquiries on behalf of another person. About Mortgages Ltd does not
market to children, and we never knowingly ask a child under 18 to divulge
personal information.
We collect the following general data that
is not personally identifiable information such as IP Address, Browser
Type, Screen Resolution, Country and referring search engine. We collect demographic
data in order to examine how our site is being found, navigated and to
identify potential improvements.
We collect this information through
collection methods such as registration forms, clickstream tracking,
automatic logging files etc. To receive our products and services,
name and contact details are mandatory to enable us to provide you
with personalised advice and/or quotations. Other information
we request is optional.
We employ cookies. A cookie
is a small text file that our Web server places on a user’s computer hard
drive to be a unique identifier. Cookies enable About Mortgages Ltd to track
usage patterns and deliver customized content to users. Our cookies have an expiration date. Our cookies
DO NOT collect personally identifiable information.
Banner advertising appearing on our
Web site may collect the following information: general data that is
not personally identifiable information as above.
Part II. Information Usage.
The information collected by About Mortgages Ltd will be used for the
provision of advice, information and/or quotations. Users who provide information
may receive email announcements when they register for these using
'opt in' registration methods.
Registered users will receive
additional announcements from us about products, services, special deals,
and a newsletter. Out of respect for the privacy of our users we present
the option to not receive these types of communications.
The information we collect will
not be used to create customer profiles based on browsing or purchasing
history. We will not supplement information collected
at our Web site with data from other sources [such as credit history to
authorize purchases].
We may share data with the following third
parties:
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Direct Debt Advice. These third parties will use the information as follows:
To provide advice regarding their services as an Insolvency
Practitioner. Users have to opt in to have
their information shared with Direct Debt Advice.
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Lenders and Insurers. These third
parties will use the information as follows: To process any
application submitted to them and for fraud prevention purposes. Users
have to opt in to have
their information shared with Lenders and Insurers.
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Sesame Ltd. Sesame will use the
information as follows: For compliance and regulatory monitoring
purposes.
We offer links to other Web sites.
Please note: When you click on links to other Web sites, we encourage
you to read their privacy policies. Their standards may differ from
ours.
If our policy on information collection
or uses changes, will advise you by publication on this page.
Part III. Access to Information
About Mortgages Ltd maintains the accuracy of our information by
confirming it in communication with you.
Users may access their own personal information and contact us about inaccuracies
they may find. Write to us or by email. Users may delete their
information from our database by writing to us or by email.
Part IV. Problem Resolution
If problems arise, users may contact About Mortgages Ltd by
writing to us or by email. . We are committed to resolving
disputes within 4 weeks.
Part V. Data Storage and Security
About Mortgages Ltd protects user information with the following security measures:
secure servers, firewalls, SSL encryption
and other technology and procedures used to protect consumer privacy.
If you have any further questions
about privacy or security, please contact us by sending an email
info@about-mortgages.net.
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