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buy to let mortgages About... Buy-to-Let

Why use us?
We will shop the whole mortgage market on your behalf. The Lenders pay us commission unless you choose to pay a fee. If you do choose to pay a fee, this would usually be 0.5% of the loan amount.

Sometimes the ability to get the right answer from a Lender or the best deal is influenced by how the application is presented. We have the expertise to help get you best value for money. We can normally obtain an 'Agreement in Principle' for you in as little as one hour (depending on your situation).

Buy-to-Let Mortgages

Lenders are keen to lend in this market. Over the last few years, competition has increased significantly. Mortgage deals at or below the Standard Variable Rate are available with competitive fixed and capped rates. Generally speaking lenders want to see a deposit of 15% of the purchase price of a property. They also want to see the mortgage cost covered by the rental income. There are many ways that we can help to present a mortgage proposition to get you the best value for money. There are lenders that are prepared to lend on one or two properties, and some that will lend on a portfolio of properties. The portfolio lender can make matters easier if you need to sell one particular property or you need to free it from mortgage debt. 

If you are thinking of investing in buy to let property fill out a Request For Advice on The Best Deal For Your Needs

Find out the maximum amount you may be able to borrow for a Buy to Let Mortgage based on a given property value and monthly rental figure using our Buy-to-Let Mortgage Calculator. 

Calculate the minimum rental income a property would need to produce to cover a Buy to Let mortgage based on a given property value and deposit figure using our Rent Stress Calculator

What you need to know About...Buy to Let

A Buy To Let Checklist

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Your home may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid: pay a fee, usually 0.5% of the loan amount; or we can accept commission from the lender.

The FSA do not regulate some forms of mortgage.

International Properties
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Whether you are thinking of emigrating or retiring abroad, buying a second or holiday home, investing in a new development ‘off-plan’ or as an alternative to ‘buy to let’ ; use our facility to search for properties abroad for sale More...

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What  you should have, how much you should have and obtain quotes and apply online

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